Life Insurance Needs Worksheet
Calculate your total financial obligations — debts, income replacement years, dependant costs, and funeral expenses — to arrive at a total cover figure. life-insurance-needs-worksheetDownload
Emergency Fund Calculator
Calculate how many months of expenses you have covered. Shows standard 3-month and 6-month benchmarks for comparison. emergency-fund-calculatorDownload
Monthly Cash Flow Planner
Enter your income, fixed expenses, and variable expenses to calculate your monthly surplus or deficit. Includes a savings rate tracker and breakdown by category. monthly-cashflow-plannerDownload
Net Worth Tracker
A spreadsheet to record assets (home, super, investments, savings) and liabilities (mortgage, loans, credit cards) and calculate your net worth month by month. net-worth-trackerDownload
Wealth Building Stages Explained
An educational overview of the four commonly recognised stages of wealth building: protection, debt reduction, accumulation, and legacy — including key concepts and terms at each stage.
SMSF Trustee Obligations Factsheet
Plain-English summary of ATO-mandated SMSF trustee duties: annual audit requirements, investment strategy obligations, contribution rules, and reporting deadlines. If you’re weighing up whether an SMSF is right for you, start by reviewing what it costs to set up an SMSF in Perth before committing. smsf-trustee-obligationsDownload
Retirement Planning Checklist
A 15-point checklist covering superannuation, Age Pension eligibility thresholds, estate planning documents, beneficiary nominations, and Centrelink asset & income test rules.
Super Contribution Limits & Rules Guide
A factual overview of concessional and non-concessional contribution caps, bring-forward rules, carry-forward provisions, and the work test — current for the 2025–26 financial year.